The following are the credit terms applicable to those items for which a monthly payment is advertised. Payment plan assumes optional credit life, property insurance, 10% down payment and 7% sales tax. Monthly payment terms are subject to credit approval. Payment amounts reflect various lengths of contract varying from 6 months to 36 months. We also offer, subject to credit approval, other credit terms, some of which require no down payment. If you already have an outstanding balance with us from prior purchase, credit terms may differ from those shown as a result of consolidating your new purchase with that outstanding balance. Finance options are subject to credit approval and a minimum credit rating score. A minimum down payment equal to sales tax is required. 12 Months No Interest: Minimum $699 purchase required. Finance charges and optional insurance charges will accrue from date of purchase, but finance charges will be rebated if the amount financed and any earned insurance charges are paid in full within 12 months of the purchase date. Buyer will not be eligible for finance charge rebate if any monthly payment is over 30 days late. Finance charges will vary by state as noted. North Carolina 23.89%; Alabama 27.99%; Georgia 24.99%; Florida 22.99%; South Carolina 24%. Terms do not apply to prior purchases and cannot be used in conjunction with any other offer.